Let us know if you have trouble with your payments this New Year

Christmas seems a long time ago now, but it can take a while to recover from the festive season - especially if you have young children. It’s not unusual for your bank balance to continue feeling the effects for some time.

Did the financial pressures of Christmas and January cause you to miss a DMP payment, or are you worried you will this month? Or did you miss another important bill? Perhaps you even ended up borrowing a bit extra to see you through.

If so, don’t worry. Here’s what you can do.

If you think you might miss a payment

Get in touch with us on 0161 672 8989. One of our Personal Finance Managers can talk through your situation and your concerns with you. Together you can decide on the best next step to make sure that you can still afford your payments towards the DMP, and that you’re not under too much financial strain.

If you’ve already missed a payment

Don't worry! These things happen.

In some cases, it might be possible to catch up with a missed payment without affecting the rest of your budget. For example, you might have received a little extra money as a Christmas present or holiday bonus. If that’s the case, it’s a good idea to catch up with that payment as soon as you can.

But we often find that when customers try to catch up with December’s payment in the New Year, it leaves them struggling with essential bills. Don’t struggle in silence! Get in touch. We can pick up where you left off, help you find the best way to keep on top of all your expenses.

Similarly, if you skipped an essential bill in December or January and you now need to pay it, please let us know. It’s really important you don’t allow arrears to build up on your priority bills. We can help.

If you’ve borrowed more money

It’s never a good idea to borrow more money while you’re on a DMP. But we understand that sometimes it happens. The most important thing is that you tell us about it. Otherwise, you might struggle to pay off another debt in addition to keeping up your DMP payments. Instead, you may be able to add your additional debt to your DMP. Just get in touch using the contact details above.


We want 2020 to be a successful year for you and your finances. And we’re here to help make sure it is. Give us a call today.

Need expert help with your debts? Complete our form to request a callbackRequest a callback
  • 0161 669 8925
  • 0161 669 8925

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