Will Universal Credit affect your Debt Management Plan?

Almost half of low-income households don’t claim the help they’re entitled to. Could you be missing out?


We’ve worked with the experts in this field – EntitledTo – to bring you a free, easy-to-use benefits calculator to help you check if you could get additional help.

Just fill in a few details about your circumstances - like your income, who lives with you, the local authority area you live in and how much you spend on rent or your mortgage – and the calculator will deliver results tailored for you. It’s quick, simple and definitely worth it: you could end up with more money in your pocket each month. And, if you are able to increase you regular Debt Management Plan payment, you could be able to clear the debts included in it that much sooner.

Universal Credit

It’s also worth using the calculator even if you already receive benefits or tax credits - partly because you might not be aware of additional help you could get, but also because Universal Credit could soon change what you receive. The calculator shows both your current entitlement and what you’ll be entitled to under the Universal Credit system. You’ll find lots of other useful links on the calculator page as well, like how to work out your housing status, and the dates that each separate type of benefit will change.

If your income is likely to go down under Universal Credit, don’t panic – just let us know when this is going to happen so we can make sure your DMP is still the best option for you and – if it is – that your payment is still affordable. So what’s stopping you? Take a look at the calculator to find out how Universal Credit could affect you – and whether there’s extra financial help out there to make life easier for you and your family.

Need expert help with your debts? Complete our form to request a callbackRequest a callback
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  • 0161 669 8925

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