January 2012

Wonga agrees to limit roll over loans to three months

Wonga, the biggest payday loan company in the UK, has signed up to an agreement that will limit the amount of times a loan can be 'rolled over' to three months, reports The Independent . Hopefully, that should go Read more

UK: Double dip recession and growing debt

The UK economy shrank by 0.2% in the final quarter of last year, according to the Office for National Statistics (ONS) . If this trend continues throughout the first three months of 2012, then the UK will be in Read more

Low and middle-income earners' finances 'won't improve until 2020'

The Resolution Foundation, an independent think tank, says millions of families won't see an improvement in their income until at least 2020 - although wealthier families will see an improvement of 4% over the same period, according to The Read more

Families 'cutting back on food and fuel to pay the mortgage or rent'

The homelessness charity Shelter reports a 60% increase in the number of families who are cutting back on essential spending, so they can afford their mortgage or rent, since 2008. According to the charity, more Read more

Think tank says UK back in recession

The Centre for Economics and Business Research (CEBR) says the UK has 'double-dipped' back into recession and predicts interest rates won't rise until 2016, reports The Telegraph . CEBR believes the economy actually shrank during Read more

Quarter of Brits with 'debt worries' during 'pay freeze'

New research from price comparison website uSwitch.com indicates fewer than three in ten workers expect a pay rise this year, but living costs are still rising. Meanwhile, around one quarter of British people are trying to figure out how they'll Read more

New Year - New Budget

According to the latest Bank of England 'Lending to Individuals' figures, people in the UK are £207.5 billion in debt, owing money on credit cards, personal loans and overdrafts. If you have unsecured debts and you don't have a personal Read more

Overspent this Christmas? You're not alone

A study by online discount providers myvouchercodes suggests that around half of people with full-time jobs have no disposable income left this January. A fifth of respondents have less than £100 left over for the month once they've paid all Read more

January and 'the debt trap'

According to the Post Office Consumer Credit Report, 38% of people with a credit card intend to spend up to £200 on it this January. They're not all 'hitting the sales' though - many need their credit card for normal Read more

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