Why we're different from other debt management companies

With nearly 20 years' experience negotiating successful debt management plans, you can count on us to help you find the best way of tackling your debts.

Because personal service makes all the difference

Although we've over 50,000 people currently on a debt management plan, every one has their own dedicated Personal Finance Manager; so they don't have to deal with a different person every time they call.

When you join our debt management plan you'll have a Personal Finance Manager (PFM) that knows your finances inside out and will provide help, advice and encouragement whenever it's needed.

Because we've got the experience

We've been negotiating successful debt management plans with the majority of major UK lenders for many years, so our track record speaks for itself.

When we talk to your lenders about your debt management plan, the chances are that we've already helped some of their other customers. As a result, your lenders know that with our support you'll stand a better chance of succeeding.

Because we're great value for money

Our fees are amongst the lowest of all the fee-charging debt management company. That means you can clear your debts more quickly without paying more than you can afford.

For more information about our fees click here.

Need expert help with your debts? Try our debt solution finderFind your solution
  • 0800 161 3516
  • 0161 605 4824
Debt solution finder

Answer a few simple questions and we'll help you find your debt solution

£2,000
Go to next step

To help us find your solution please tell us some more about you

Go to final step

Just a few more details before we calculate your results

Agree to the privacy policy
Please remember, our debt solution finder is just an information tool. One of our advisors will be in touch to answer any questions you may have and offer you more personalised advice on how to resolve your debt problems.
About us

We've been helping people get out of debt for almost 20 years. Read more about what we do and the charities we support.

Read more
Fees & key info

Read more about the fees involved with each of the solutions we provide.

Download the Insolvency Service guide to dealing with creditors.

Conditions Apply. Repaying your debt over a longer period of time can increase the total amount to be repaid. Your ability to obtain credit will be affected in the short term and may also be affected in the medium to long term. Fees are payable when continuing service is provided.
Our awards

Every month we help 1000s of people to get out of debt. We are proud of the service we provide and of the awards we've received.

Read more
Customers' stories
Mr M.D.Somerset

"Everyone I've dealt with has been practical, helpful, calm, non-judgemental and efficient. I'd recommend this service to anyone."

Ms C.I.London

"They took all the worries of dealing with phone calls and letters away from me and kept me informed of what was going where."

Mrs K.H.Norfolk

"From start to finish I felt as though I mattered. My case was dealt with care. I would definitely recommend your services."

Read more
Latest news More news
Debt help guides
  • Benefits of debt management

    February 1 'Debt management' basically has two different meanings you might hear these days. The first is...

  • Debt Management Vs IVA

    January 31 Debt Management Vs IVA If you're in a situation where you need to get back...

  • Payday loans - a good idea?

    January 20 Payday loans are short-term loans of small amounts, designed to be used when someone has run...

More guides