Travellers urged to get cover to avoid debts

Autumn is around the corner, but people planning an escape from the cold have been encouraged to get medical expenses cover to protect against unexpected outlay.

The Association of British Insurers (ABI) said those who travel outside Western Europe are particularly prone to expensive medical bills following an accident or illness.

ABI spokesperson Malcolm Tarling said medical expenses cover becomes more important with the distance you travel.

"With the danger of very expensive medical bills, having adequate medical expenses cover is vital when travelling to the USA," he said.

People over 70 years old are "more likely" to need medical help while on holiday, he added.

Furthermore, travellers should protect against other potential problems, such as pickpockets and lost luggage.

The advice follows many experts` comments on avoiding debt while on holiday this summer.

Figures from the FirstAssist Services indicate that, without insurance, an air ambulance home from the USA`s east coast could cost holidaymakers up to £45,000.