Useful guides

We've put together these guides to help you get a better idea of how to manage your finances, and what help is available if you're really struggling.

Debt management guide

A guide to debt management plans - how they work, how they could help you and how you can apply.

Download guide

Budget planner

Plan out your finances and work out how much you can afford to pay towards your debts.

Download guide

Insolvency Service guide

A guide to dealing with debt by the Insolvency Service - the regulators of the UK insolvency profession.

Download guide

Need expert help with your debts? Try our debt solution finderFind your solution

0800 161 3516
0161 605 4824

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Debt solution finder

Answer a few simple questions and we'll help you find your debt solution

What is your total debt?

£2,000

Go to next step

To help us find your solution please tell us some more about you

Where do you live?

Are you a homeowner?

Your employment status

Go to final step

Just a few more details before we calculate your results

First name Surname Telephone number Agree to the privacy policy Agree to the privacy policy

Please remember, our debt solution finder is just an information tool. One of our advisors will be in touch to answer any questions you may have and offer you more personalised advice on how to resolve your debt problems.

About us

We've been helping people get out of debt for almost 20 years. Read more about what we do and the charities we support.

Fees & key info

Read more about the fees involved with each of the solutions we provide.

Download the Insolvency Service guide to dealing with creditors.

Our awards

Every month we help 1000s of people to get out of debt. We are proud of the service we provide and of the awards we've received.

Customers' stories

Mr M.D.Somerset

"Everyone I've dealt with has been practical, helpful, calm, non-judgemental and efficient. I'd recommend this service to anyone."

Ms C.I.London

"They took all the worries of dealing with phone calls and letters away from me and kept me informed of what was going where."

Mrs K.H.Norfolk

"From start to finish I felt as though I mattered. My case was dealt with care. I would definitely recommend your services."

See how debt management works

See how a debt management plan could help reduce your monthly repayments.